🠔 Back to work
UX RESEARCH

UX Research on a Digital Payment Card

Conduct UX research to identify improvement opportunities within a digital payment card integrated into a super app ecosystem. The goal was to understand user perception, uncover friction points, and define strategic enhancements to optimize usability, clarity, and trust.

Overview

Conduct UX research to identify improvement opportunities within a digital payment card integrated into a super app ecosystem.

CAPABILITIES
UX
Mobile App
Consultation
Usability Testing
Click Map Analysis
Fintech UX
- 01

Objective

Conduct UX research to identify improvement opportunities within a digital payment card integrated into a super app ecosystem.

The goal was to understand user perception, uncover friction points, and define strategic enhancements to optimize usability, clarity, and trust.

- 02

The Challenge

The digital card existed within a broader super app environment, which created complexity in multiple dimensions. The research needed to evaluate both usability performance and emotional perception of the financial experience.

Discoverability of the card section
Navigation clarity
Perceived trust and security
Access to support
Feature differentiation from other financial products
- 03

The Approach

A multi-method UX research framework was implemented to ensure qualitative and quantitative validation.

Eight users were evaluated across structured task scenarios to measure completion rates and interaction accuracy

Click map analysis
Usability testing (task-based evaluation)
User personas
Empathy mapping
Benchmark analysis
Focus groups
Stakeholder interviews
- 04

The Solution

Task Performance: 87.5% task completion rate with a 12.5% failure rate. High accuracy in click precision during specific flows. Certain navigation labels generated confusion.

Click map analysis revealed clear behavioral patterns, identifying both intuitive flows and friction areas.

- 05

Business Impact

Based on research findings, five key strategic areas were identified for improvement across the digital payment card experience.

Improve Discoverability — The naming of the wallet section generated confusion. Users suggested clearer labeling directly tied to the card functionality. Navigation within the super app made the financial section harder to locate.
Simplify the Experience — Users requested fewer clicks to access core features, clearer information hierarchy, and reduced overlap with adjacent financial products. Simplification was strongly associated with increased trust and usability.
Improve Support — Users expressed preference for human assistance over automated chatbots. Key expectations included faster access to support, clearer entry points, and immediate refunds for unauthorized charges.
Strengthen Security — Users expected biometric authentication and PIN validation before accessing financial information. Security steps were perceived as trust-building rather than friction.
Increase Perceived Value — Users view credit line increases as recognition of responsible behavior. Suggestions included automatic credit line increases, reward-based recognition, and monthly interest-free installment options.
Task completion and accuracy metrics
Overview
87%
Task completion rate
8
Users evaluated
5
Strategic opportunity areas
7
Research methods applied

Ready to transform your digital product?

Let's talk about how we can help you scale your business with design and technology.

Contact us

More projects

Electronic Cigarette Virtual Card

view proyect   🠚

Technology Products Sales App

view proyect   🠚

Redesign of Travel Loyalty Program Section

view proyect   🠚